As an insurance broker, Connell & Curley Insurance Agency Inc. offers its customers life insurance, either as term life insurance policies or as whole life insurance policies. Life insurance protects your children, loved ones, heirs and estate in the event you die early.
Connell & Curley is a member of the Independent Insurance Agents & Brokers of America. We are also a member of the Better Business Bureau.
As an insurance broker, Connell & Curley Agency offers its clients life insurance, either as term life insurance policies or as whole life insurance policies.
Life insurance protects your children, heirs and estate in the event you die early. Increased life insurance serves to pay off your mortgage in the event that you die. In later years, it protects your retirement for your heirs (spouse and children) and covers miscellaneous costs after your death, including burial costs and memorial costs. For questions on life insurance, click here.
Term life insurance is offered and guaranteed for a certain amount of years - typically for 10, 15, 20, or 30 years. The minimum amount of term life insurance coverage starts at $100,000, and goes up in increments of $10,000. Term insurance is more widely bought, because it is much less expensive than whole life insurance policies.
Whole life insurance policies (which are in effect until the person dies,) are usually more expensive than term policies. It should be noted that usually during the first five years of most term life insurance policies, they can be converted to whole life insurance policies, usually without a medical exam or a physician’s certificate.
Connell & Curley, an independent insurance broker, also offer quality financial planning via a strategic alliance with certified financial planners who specialize in financial planning, with 401(k) plans, SEP plans, executive benefit plans, business transfer planning and retirement planning. For a free consultation on retirement planning, please click here.
