Life Insurance & Financial Planning from the Experts
Term Life or Whole Life Insurance?
Life insurance policies protect your children, heirs, and estate when you pass away. Increased life insurance also serves to pay off your mortgage; preventing your loved ones from suffering from any financial burden. Best of all, life insurance can protect your retirement in later years, and leave your spouse and children financially equipped to cover miscellaneous costs after you pass on, including burial and memorial costs.
Why wouldn’t you say yes?
Here at Connell & Curley Insurance Agency, we offer our clients life insurance that provides these types of protections and so much more. Whether you purchase term life insurance or whole life insurance policies from us, you get the coverage you want for a designated amount that will cover it all, after the end.
Term Life Insurance
Typically, Term Life Insurance is offered and guaranteed for a certain number of years. Be it 10, 15, 20, or 30 years, the minimum amount of Term Life Insurance coverage starts at $100,000, and goes up in increments of $10,000. It is more widely purchased in the mainstream market because it is much less expensive than whole life insurance policies.
Whole Life Insurance
Whole Life Insurance policies (which are in effect until the person dies,) are usually more expensive than Term policies. Generally, during the first five years of most Term Life Insurance policies, they can be converted to Whole Life Insurance policies without a medical exam or a physician’s certificate.
Along with our Term and Whole Life Insurance policies, Connell & Curley Insurance offers professional financial planning as well to help you get your money on the right track! Our agency has an entire team of independent brokers who can offer you top-quality services such as:
We are an agency of independent brokers who offer top-quality financial planning via a strategic alliance with certified financial planners. These planners specialize in services such as 401(k) plans, SEP plans, executive benefit plans, business transfer planning, and retirement planning as well.
For more information concerning our available life insurance policies, or to speak with one of our professional life insurance or financial planning agents, please call Connell & Curley Insurance at 508-655-1112.