Home Insurance Policies for Homeowners, Renters, and Condo Owners
Choosing the right home insurance to protect your home and your property can be a complicated process to navigate on your own. Our experienced team at Connell & Curley Insurance Agency Inc. can assist you in finding the best coverage options for you and your family. We offer flexible homeowners, condo, and renters insurance packages from some of the most trusted carriers in the industry. You can customize your coverage to suit your specific needs, arrange umbrella liability coverage to protect your most valuable assets, and earn account credit discounts by combining your home and auto insurance policies.
Home Insurance Coverage
The typical home insurance quote for a single-family home covers your home and other structures on your property for liability and direct physical losses. You can also choose coverages to protect yourself against potential legal issues and losses due to theft. Your policy may include protection for the following:
- Your home itself and other on-premises structures, such as fences, pools, garages, and sheds
- Your Personal belongings
- Liability claims and medical payments to others
- Sump pump backup
- Identity theft
- Personal injury
- Libel or slander
Update Your Policy
It's important to adjust your policy if you make a major purchase or make significant changes to your home or property to prevent gaps in coverage. You may also consider updating your policy to include the additional living expenses required in the event of a property loss, catastrophic loss coverage, and coverage for liability to others. Our experienced agents can help you explore these issues and create an optimal policy for your situation.
Increased Coverage for Your Home & Possessions
You may want to consider purchasing customized property insurance to more adequately cover your home and its contents. Connell & Curley Insurance Agency Inc. offers enhanced options to provide extensive benefits and additional protections. For example, the replacement cost option for personal property coverage provides reimbursements for most of your possessions at their current market price with no deductions for depreciation. Additionally, selecting higher limits for property and liability protection policies helps cover particularly valuable items, such as cash, securities, accounts, deeds and records, jewelry, firearms, memorabilia, and collectibles.
If you own a condominium, you may already have some level of insurance through your condo association. However, these policies don’t cover all of your needs. The agents at Connell & Curley Insurance Agency Inc. can help you find a policy that covers items that aren't protected by the condo association's policy in the event of a fire, natural disaster, or significant damage.
With little to no warning, a wildfire, powerful storm, or burglary could rob you of all of your possessions. Unfortunately, most landlords' insurance policies only cover their losses, not yours. We can help you protect yourself and your belongings with a renters insurance policy. In addition to protecting your possessions, our renter's insurance includes personal liability coverage.
Personal Umbrella Insurance
These days, legal judgments in lawsuits often amount to millions of dollars, which is far beyond the liability coverage limits of most homeowner's insurance policies. We can help you protect your assets by supplementing your existing liability coverage with our personal umbrella insurance policy to ensure your financial security.
Low Rates. More Insurance Protection.
Insurance coverage can be expensive, particularly if you're managing your policies on your own. We have over five decades of experience helping our clients choose policies that best suit their needs, and our resources allow us to find a wide range of coverage options from trusted insurance carriers. For those who need higher coverage limits, we can make policy adjustments and additions that won't break the bank.
The staff at Connell & Curley Insurance Agency Inc. has served the Natick, MA area since 1965. Our agents can help you protect your family's financial future by walking you through our comprehensive home insurance services and other coverage options, including business and life insurance. Schedule a personalized information session with one of our experts today by calling (508) 655-1112 or filling out our form.