Choose the Best Home Insurance in Natick, MA

Connell & Curley Insurance Agency Can Help Protect Your Property

If a flood or fire devastated your home, would your home insurance policy cover the costs of damages? Connell & Curley Insurance Agency, Inc. has been helping clients throughout Natick, MA and the surrounding communities choose the right level of coverage for their homes, apartments, and condos. For over 50 years, we've been the local insurance agency homeowners, and renters trust to ensure they have the coverage they need at an affordable price. Our knowledgeable and experienced agents can personalize a home insurance plan that fits your needs and budget. Discover why we're the area's premier insurance agency. Learn more about home insurance, and then contact us to get started.

Do I Need Homeowners Insurance?

While no law requires you to take out a home insurance policy, some banks and lenders may not provide a loan without adequate coverage. Home insurance is a safety net that protects your home and your personal belonging in the event of a loss, such as flooding, fire, storm damage, and more. If you rent, you are not responsible for insuring the property. However, we can help you select a renter's insurance policy that matches your needs and budget to protect your belongings.

How Much Insurance Is Enough for My Home?

If you've taken out a mortgage for your home, most lenders will require home insurance equal to the remaining mortgage value. However, if you only carry the minimum insurance amount for your home, your insurance may not cover the loss of your personal items. Speaking with a knowledgeable and experienced insurance agent will ensure that you get the right coverage at an affordable price. Our team takes the time to go over your assets, so you can feel confident that your most valuable possessions are covered in the event of a fire, flood, or other types of loss.

How Can I Get the Best Home Insurance?

As a new homeowner or renter, it may be challenging to know where to find the best rates. The best way to find the right insurance for your property is to shop around. You can browse rates and plan coverages online. You can also rely on the expert agents at Connell & Curley Insurance Agency, Inc. to provide you with a personalized plan to meet your needs and budget. We work with some of the most trusted and largest insurance agencies in the country to ensure you get the best rates.

Does Home Security Reduce Insurance Costs?

Yes! Home security features can help drive down your home insurance costs by as much as 20%. You may experience a lower premium when installing fire alarms, burglar systems, and deadbolt locks. However, more advanced security systems will help lower your insurance premium even further. During your home insurance consultation with our agents, we will consider your existing home security measures to ensure you receive the best home insurance policy.

How Often Should I Review My Homeowner's Policy?

To ensure your home has the necessary protection, we recommend reviewing your homeowner's policy every 12 months. With a policy review, you may be eligible for a lower deductible while also increasing your coverage amount. Our team will work alongside you to ensure you have the appropriate amount of coverage for your home and personal belongings.

What Is a Deductible?

The deductible is the out-of-pocket expense the policyholder is responsible for paying when making an insurance claim. It's an amount paid to the contractor for repairs to your home. For instance, if you take out a claim for $10,000 and your deductible is $500, your insurance company will pay out $9,500 to the contractor for repairs. Deductibles vary depending on the policy type and amount. When you choose us, we'll ensure you understand your deductible amount.

The Right Home Insurance Coverage for Your Family

Finding the right insurance agency can seem like an overwhelming task. Luckily, the agents at Connell & Curley Insurance Agency, Inc. are available to answer any questions you may have about your home insurance. As a local home insurance agency, you can always count on our team to find the right coverage to match your needs. We're always striving to go the extra mile to ensure that our clients are entirely satisfied with their services. Contact us today to get started with a home insurance quote.