Cyber Security/Liability
Get Cyber Liability Insurance for Your Natick, MA Business
Cyber threats are more dangerous now than ever before. Hackers target businesses of all sizes, and a single data breach can cost thousands of dollars in damages, legal fees, and lost customers. Connell & Curley Insurance Agency Inc. offers cyber liability insurance in Natick, MA, helping local businesses protect themselves against these growing digital risks. We understand that cybersecurity insurance might seem complicated, but we make the process simple and straightforward.
Understanding Cyber Liability Insurance
Cyber liability insurance protects your business when hackers strike, data gets stolen, or your computer systems fail. This coverage handles the financial fallout from cyber attacks, including legal costs, customer notifications, and lost income. Many business owners think their general liability policy covers cyber incidents, but standard policies rarely include digital threats. A dedicated cyber insurance policy fills this gap and provides specialized protection for modern business risks.
Why Modern Businesses Can’t Ignore Cyber Risks
Cyber attacks happen every 39 seconds (according to a University of Maryland study), and small businesses are the target of 43% of all cybercrimes (according to the 2025 Verizon Data Breach Investigations Report). Hackers know that smaller companies often have weaker security systems and limited IT budgets. Your business stores customer information, financial records, and sensitive data that criminals want to steal. Without proper cyber insurance coverage, a single attack could bankrupt your company or force you to close permanently.
Who Really Needs This Protection?
Small and medium-sized businesses face the highest cyber risks because they have valuable data but limited security resources. Here are the types of businesses that need cyber risk insurance most:
- Medical offices and healthcare providers
- Legal firms and financial advisors
- Retail stores and restaurants
- Construction companies and contractors
- Real estate agencies and property managers
What Your Cyber Insurance Policy Actually Covers
Cyber insurance for small businesses includes several types of protection that work together to handle different aspects of a cyber attack. We want our clients to understand exactly what coverage they’re getting before they sign up for a policy. We can review the specific terms of your policy, but it’s common for cyber insurance to cover things such as:
- Data Breach Response Coverage: Covers notification costs when customer information gets stolen, including postage, printing, and credit monitoring services for affected customers
- Network Security Liability: Protects against lawsuits when hackers break into your computer systems and cause damage to other businesses or individuals
- Business Interruption Coverage: Pays for lost income and extra expenses when a cyber attack shuts down your operations for days or weeks
- Regulatory Defense and Penalties: Handles legal costs and government fines when data breaches trigger investigations from state or federal agencies
- Media Liability: Covers lawsuits related to copyright violations, defamation claims, or other problems with your online content and social media posts