Since 1965, the agents at Connell & Curley Insurance Agency have been providing individuals throughout Natick, Massachusetts, with comprehensive insurance options, including personal umbrella insurance. Our agents will comb the leading insurance companies in the industry to uncover the very best policies for you. By working with our knowledgeable and experienced professionals, you can feel confident that you're getting the right coverage for your lifestyle. Our recommended policies are customizable to suit your needs and budget. Learn more about our umbrella insurance policies, and then contact us today for your free quote.
If you've exceeded the coverage of your home or auto insurance liability amount, you may be responsible for any out-of-pocket costs exceeding that amount. Personal umbrella insurance is a supplemental liability insurance policy. It's designed to fill gaps in your other policies when your liability claims exceed coverage amounts. Often, personal umbrella insurance comes with its own terms, conditions, and exclusions, allowing for better flexibility. For some individuals, regular liability coverage isn't enough to protect them. Personal umbrella insurance is like an extra level of protection for you and your family.
An umbrella policy is ideal for everyone, and when you choose to work with our agents, we'll help you determine if it's necessary. However, an umbrella policy is ideal for individuals who want or need additional insurance coverage for any potential liability claims. We know the details of each liability insurance policy we recommend, so we'll ensure it provides you with the right kind of coverage. The following individuals or businesses should speak to our agents about an umbrella liability policy:
As mentioned, umbrella insurance is an extra level of liability protection in place to help alleviate the costs associated with high liability claims. For example, if you're found at fault in an auto accident, and the combination of property damage claims and injury claims exceed what your primary policy covers, your umbrella insurance would pay for the claim amount exceeding your primary policy. Without it, you may be left paying for those claim amounts directly from your pocket. Umbrella insurance provides better protection for you, your family, and your assets. It's important to note that umbrella insurance only covers injuries and damages to others. Your umbrella policy covers the following:
Are Personal Umbrella Policies Affordable?
Surprising many, umbrella insurance policies are generally affordable. The premium may fluctuate based on the amount of coverage you require and your lifestyle. Another element that keeps their costs low is the likelihood of needing to use the policy, as it is considered a supplemental policy. Most personal umbrella policies have a capped amount of $1 million. When you choose Connell & Curley Insurance Agency, we'll help you find the best plan for your needs.
Why Residents in Massachusetts Choose Us
Residents throughout the Bay State choose Connell & Curley Insurance Agency for all their insurance needs, including personal umbrella insurance. As an independent agent, we don't work for the insurance companies; we work for you. Our team partners with the leading providers to find you the best rates. With over five decades of experience in the insurance industry, our agents are here to answer any questions you may have about the terms, conditions, and purpose of your personal umbrella policy. Contact our team today to learn more about how we can help you save money on your policy.